US Study Abroad Cost in 2026: Tuition, Living Costs, and the F-1 / SEVIS Checklist

Two different cost structures

A short language program is usually priced by the week: tuition times the number of weeks, plus registration, books, housing, food, and local transport. A bachelor's or graduate degree is priced by the semester or the year, and typically adds campus fees and required health insurance to tuition and living costs.

The same country name does not mean the same total. Compare a realistic term — twelve weeks, or one semester — using the school's own figures, not a package headline that shows only the lowest weekly tuition.

How to read tuition and living costs

For a degree, start with the international tuition and the official cost-of-attendance page of two or three schools you would actually attend. For a language program, ask whether books and registration are inside the weekly fee, and read the refund rule.

Living costs should be written out as rent, food, transport, phone, and personal spending. Large coastal cities often have heavier housing bills than smaller college towns. Do not copy a blog's invented monthly average. The school's published estimate, and recent housing listings you check yourself, are the honest base.

The F-1 path and the I-901 SEVIS fee

Most academic and language students who study in person use an F-1 visa. After admission, a certified school issues Form I-20. You then pay the I-901 SEVIS fee for F and M students, which the Student and Exchange Visitor Program lists at 350 US dollars, on the official site FMJfee.com. ICE's I-901 page is the place to reconfirm the amount before you pay.

That SEVIS payment is not the visa application (MRV) fee, and it is not the embassy appointment. Bring the I-901 receipt to the visa interview with the I-20 and the rest of the required file. Check travel.state.gov and the consulate that will take your application for the current visa fee and document list; those figures can change and should not be guessed from an old post.

A practical checklist, without a fake total

Write one sheet with: program tuition and fees, housing, food, transport, insurance, flights, and official government fees (I-901 and visa). Add a short note on whether on-campus work, if any, is allowed only after you have started the program and only within F-1 rules. Do not treat unofficial work as a way to fund the first semester.

Scholarships, if you apply, come from the school or a named public program. A page that promises a round number for "average US study cost" without a source is not a budget.

Sources

  1. U.S. Immigration and Customs Enforcement, Student and Exchange Visitor Program. I-901 SEVIS fee: ice.gov/sevis/i901and FMJfee.com.
  2. U.S. Department of State. Student visas (F-1) and application fee information: travel.state.gov.
  3. The international tuition and cost-of-attendance pages of the schools you are comparing.

Last updated: November 13, 2026

FAQ

How much is the I-901 SEVIS fee for F or M students?
The official I-901 fee for F and M students is 350 US dollars, paid at FMJfee.com after you have a Form I-20. It is separate from the visa application fee. Confirm the amount on ice.gov/sevis/i901 before you pay.
Can I invent a single monthly living-cost number for the United States?
No. Housing in New York, Boston, Los Angeles, or the San Francisco area is often much higher than in many Midwestern or Southern college towns. Use the school's published cost of attendance and split rent, food, transport, phone, and personal costs yourself.
What is the first official step before paying SEVIS?
You need a Form I-20 from a Student and Exchange Visitor Program-certified school. The I-901 payment follows that form; it is not a substitute for admission or for the visa interview.

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